Liability Insurance For your business
Running a business comes with responsibility, and even the most careful organisations can face unexpected claims. At JPM Broking Services, we provide expert advice and tailored liability insurance solutions to help protect your business from financial loss, legal action and reputational damage.
As an independent UK insurance broker, we work closely with you to understand your risks and arrange the right level of liability insurance, giving you confidence and peace of mind.
What Is Liability Insurance?
Liability insurance is put in place to protect businesses against claims made by third parties for injury, illness, or damage to property where the business is considered legally responsible.
In practical terms, liability insurance covers the costs associated with defending a claim and paying compensation if required. Without this cover, a single claim could have a serious financial impact on your business.
Types of Liability Insurance Available
There are several types of liability insurance, each designed to protect against different risks. At JPM Broking Services, we help you select the most appropriate cover based on your business activities.
- Public Liability Insurance protects your business if a member of the public injures themselves or causes property damage because of your operations, whether on your premises or elsewhere.
- Products Liability Insurance covers claims arising from products you manufacture, supply or sell that cause injury or damage.
- Employers’ Liability Insurance is a legal requirement for most UK businesses with employees. It protects against potential claims from employees who have been injured or fall ill because of their work.
- Professional Indemnity Insurance provides protection if a client claims they have suffered financial loss due to advice or services you have provided.
- Directors & Officers Liability Insurance protects company directors and senior management against claims relating to decisions made in their professional roles.
What Does Liability Insurance Cover?
Liability insurance typically covers the legal and financial consequences of claims made against your business.
This includes:
- Legal defence costs
- Compensation payments awarded to third parties
- Injury or damage caused by your business operations
- Costs from public or employee claims
Depending on the policy, cover can also be extended to include additional risks relevant to your industry.
Why Liability Insurance Is Important for Your Business
Liability insurance is a must have insurance when protecting your business from potentially devastating costs.
Claims for injury or damage can be expensive and time consuming. Liability insurance makes sure businesses can continue operating without severe financial disruption.
Many clients, landlords and contractors also require proof of liability insurance before working with you, making it essential for winning and maintaining contracts.
For employers, having the correct liability cover is not optional, it is a legal requirement under UK law.
Benefits of Liability Insurance with JPM Broking Services
Choosing JPM Broking Services means working with a broker who puts your business first.
We take time to understand your operations and risks, allowing us to arrange bespoke liability insurance rather than generic policies.
Our experienced advisers provide clear, practical guidance, helping you understand exactly what your policy covers and why it matters.
With partnerships with a wide range of UK insurers, we secure competitive premiums and strong policy terms while offering ongoing support throughout the life of your cover.
How Our Liability Insurance Process Works
Our process is designed to be straightforward and stress free.
We begin with a consultation to understand your business, industry and potential exposures.
We then source and present tailored liability insurance options from leading insurers.
Once cover is in place, we remain on hand to assist with adjustments, renewals and claims support whenever you need us.
Liability Insurance FAQs
Contact Us Today
Protect your business against unexpected claims with tailored liability insurance from JPM Broking Services.
Our experienced advisers are ready to help you find the right cover at the right price.
Call our team now on 0121 269 5200
Email our team directly on insurance@jpmbrokingservices.co.uk
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